There are a number of expenses that can come along with getting injured in a car accident. Between medical bills, taking time off work to recover, and getting your vehicle repaired, a car accident can be an incredibly expensive mistake.
But if you’re not at fault for the accident, you don’t need to cover all the expenses on your own. Filing a personal injury claim can help you get the compensation you deserve to deal with those extra expenses.
If you’ve been injured in a car accident, you’re probably wondering what kind of settlement you may get. Here are some of the areas that you may be able to receive compensation in.
Whether or not you’ve been seriously injured in the car accident, you will be able to receive compensation for your damaged vehicle if the other driver is at fault. The insurance provider of the driver at fault will provide you with the money you need to cover these expenses.
Vehicle damage includes any damage or repairs to the vehicle that happened during the accident. This does not include damage done to any other property or items within the vehicle.
Personal Property Damage
Personal property damage is another kind of compensation you may receive if you had other property damaged in the accident. Personal property damage compensation is also provided through the at fault driver’s insurance provider.
Personal property damage would cover things like a bike or computer that was damaged during the accident. Filing a standard claim with the insurance provider is usually enough to receive compensation in this area.
For individuals injured in the accident, medical expenses are typically your highest expense related to the collision. Your medical expenses will include both the bills you paid for and the bills your insurance company paid.
Be sure to keep a clear record of each and every medical expense you have, even if it is small. From bills from your doctor’s office to medication receipts, you will want to ensure you’re getting paid for each dollar you’re rightfully owed.
Whether you needed to take a few days off to rest after your accident or you’re out of the office long-term, you can get compensation for the wages you lost from missing work. Your lost wages compensation will include the amount you would have received had you not missed work.
You can also claim any benefits you needed to use because of your injury. If you too paid time off or used paid sick days, you can include them in lost wages. Treat those days as if they were not paid when attempting to determine your total amount of lost wages. Also be sure to include days you may have needed to take off work for doctors’ appointments or therapy.
Future Lost Income
Future lost income is actually much different than lost wages. While lost wages refers to the amount of time you’ve actually missed at work, future lost income considers how the injury will hurt your chances of growing professional.
If your injury is serious, it may prevent you from returning to your current job or advancing to a certain level in your career. If your injury is now holding you back from accomplishing things you probably would have achieved before the accident, you can receive compensation to cover that loss.
Estimated Future Medical Expenses
Most injuries will require long-term care and attention from a medical professional. This may be through therapy, rehabilitation, or even just frequent check ups to ensure you’re on the right track. You can be compensated for these expenses.
While it may be difficult to determine exactly the level of care you will need in the future, it is important to talk with your doctors about what kind of medical attention you may need in the years to come. If your injuries are serious, your future medical expenses can be a major cost to you. Don’t ignore this area because it may be complicated to figure out.
Out of Pocket Expenses
Out of pocket expenses refers to the small expenses related to the accident that you needed to pay. This can include everything from needing to pay for alternative transportation while your car was in repair to the extra gas you need to pay for to get to your doctor appointments.
Be sure to keep all receipts and logs related to your accident expenses. Present these to your personal injury attorney when determining the amount of settlement you’re going to ask for.
A personal injury attorney can help you determine the compensation you deserve. Contact the law office of Lamber Goodnow today to begin discussing your situation.