Chicago Uninsured Motorist Lawyers
It can be tempting to try to skirt insurance laws and not carry enough insurance – or any insurance at all – when driving. But not carrying sufficient insurance is a significant risk to you and the citizens on the road with you.
If you’ve been in an auto accident caused by a driver who doesn’t have any insurance or enough insurance, your options can feel like you’re faced with no choice at all. You might end up having to get additional money to cover your medical bills and the costs of your recovery – that just doesn’t seem right when the person who hit you wasn’t insured, does it?
With a downtown Chicago office, the Lamber Goodnow team helps individuals and families who’ve been injured in uninsured and underinsured motorist accidents. Thousands of people each year in Illinois are hurt in accidents where someone didn’t have proper insurance. Our expert attorneys have decades of experience fighting these types of cases, and we’ve successfully gotten the maximum compensation for our clients to cover their injuries and damages.
Understanding Coverage for Uninsured and Underinsured Motorists
Your auto insurance policy could have coverage for these very types of accidents. Uninsured and underinsured motorist coverage can protect you in the event of a crash like this – but sometimes, even having the coverage doesn’t go far enough. Sometimes you need the help of an attorney to make sure you get the full benefits of the coverage.
Uninsured motorist protection is coverage that protects both drivers and passengers in the event of an accident that’s caused by someone who doesn’t have liability insurance. Our team will help make sure that your claim gets the attention it deserves from the insurance company.
Underinsured motorist protection – also called UIM – is coverage that protects both drivers and passengers in the event of an accident that’s been caused by someone who doesn’t have sufficient coverage. This could mean that the person liable has some insurance, but not nearly enough to pay for the injuries that resulted from the accident. UIM combines with an existing policy so it can cover the cost of injuries up to the policy’s limits.
How We Do It
Working with insurance companies after an accident can be a complicated process. Not only are you injured and working on healing and returning to normal life, you’re also dealing with a damaged car – or a totaled car. Plus, insurance companies might not be working on your behalf or with the best intention. That’s where our Chicago team comes in. With our decades of experience fighting these types of cases, we and our partner firms know how to get the attention of insurance companies, and help you recover money to cover the costs of your injuries.
We’ll work with you and/or your family members to figure out all your options. We’ll analyze your medical bills and determine the cost of your care. We’ll also look over the situation of the accident as well as your personal situation – your health, your ability to work, et cetera – and we’ll look over all the insurance policies in your name. If we find something that’s insufficient, we’ll help find appropriate coverage and we’ll fight to get you the maximum compensation possible.
If the insurance companies are difficult, and resist their obligation to pay you what you’re supposed to receive, we’ll also take on the process of establishing liability, proceeding with an official demand, and securing the benefits you’re entitled to.
Our No-Fee Promise
We’re often asked what sets us apart, and one of the things that makes our team special is our No-Fee Promise. Quite simply, you don’t pay us unless we recover money for you. This means your initial consultation with us is completely free, and you’re under no obligation to hire us.
And when you do hire us, the costs of your case – investigation, filing, everything – won’t cost you anything. We only get paid if we recover money on your behalf in a settlement or a verdict.
Contact Us Now
If you’ve been injured by an uninsured or underinsured motorist, you need to talk to a lawyer. You can call us at (312) 757-7777, 24/7 to speak to one of the members of our Chicago team.
During the consultation, we’ll talk about your situation, ask a few questions, and give you an understanding of your options. The consultation is an opportunity for you to learn about your rights, and also get a feel for our team and how we work.