Insufficient Insurance of the At-Fault Driver: How to Cover Your Damages? If you find yourself in a car accident due to the negligence of another driver, you may rely on their insurance policy to cover the expenses related to damages or injuries. However, the extent...
Lamber Goodnow Personal Injury Articles and Posts
Should I release my medical records to another driver’s insurance adjuster?
I have dedicated my career to helping victims get justice and compensation for their injuries. Throughout my journey, I have encountered numerous cases where insurance companies request access to an individual's medical records following an accident. In this article,...
What do I do if the other driver and insurance company denies liability?
As a seasoned personal injury attorney with over 30 years of experience, I've encountered numerous cases where clients face an uphill battle with insurance companies. The denial of a claim by the other driver's insurance company is a common and frustrating scenario....
Should I Notify the Other Driver’s Insurance Company of the Accident?
In my 30 years as a personal injury attorney, I've witnessed numerous clients grappling with a common post-accident conundrum: whether to notify the other driver's insurance company. This decision is critical, often shaping the trajectory of an insurance claim....
Will Car Insurance Rates Go Up After an Accident?
Many people who are involved in auto accidents fear that their auto insurance premiums will increase. This fear causes some motorists to avoid reporting their collisions to their insurance companies to try to avoid insurance rate hikes. However, if you were not...
Should I give the faulty driver’s insurance company a medical authorization?
If you were injured in a car accident and another party is liable, you’re likely going to receive a medical authorization release from that party’s insurance company. By signing this release, you’re giving the insurance company the authorization to inspect your...
Should I give a statement to the faulty driver’s insurance company?
Insurance companies want to hear what happened before they’re willing to process a claim following a vehicle accident. It’s not uncommon, but you might wonder if you should give a statement to the insurance company of the driver who caused the accident. This is not...
Should I give any insurance company a statement?
In the days following a car accident, you can expect the other party’s insurance adjuster to contact you by phone and request that you provide them with a recorded statement. You should always decline this request. It doesn’t matter if you only plan to tell the truth...
What If The Faulty Driver Has Inadequate Insurance To Cover My Damages?
Car accidents are a fact of life. Statistics show that 30 percent of all drivers will be involved in at least one car accident during their lifetime. In most cases, drivers have insurance to take care of the bill when they are involved in an accident. However, not all...
What if the faulty driver had no insurance?
Although it is advisable to have uninsured motorist coverage on your policy, if you are in an accident with a driver that is uninsured, it is too late to add it to your policy. Hindsight is always 20-20. The following are a few of the important things to know about...
What are the minimum insurance requirements in Chicago?
Illinois used to have some of the lowest mandatory minimum auto liability limits in the country. It stepped up though, and now those limits are consistent with the minimum limits of most other states. If you're going to operate a motor vehicle on a public highway in...
What do I need to know to make an insurance claim?
Auto insurance is something that people often purchase because it is required by the law, but most people hope never to use it. You may even have chosen higher deductibles for you to lower your insurance rates, however, as long as you drive your vehicle, there are...
What do I do if the other driver’s insurance company contacts me?
When you've been in an accident, you'll start receiving a number of phone calls. Most of them will be from people who want to see how you are doing. You might even hear from long-lost friends who have heard about the accident. After these calls, you'll probably start...
Should I accept a check from the faulty driver or the faulty driver’s insurance company?
When you’re involved in an auto accident because someone else failed to adhere to the laws of the road, you might be tempted to accept a check from them or their insurance company to cover the cost of repairs your car needs and/or medical bills you’ve incurred since...
The insurance company is arguing about my injuries. What do I do?
You've been in an accident and you're physically hurting. Chances are you've been to the doctor or hospital and your medical costs are mounting. Perhaps you missed work due to your injuries and you are worried about getting behind on your bills. You are waiting on an...
Should I notify my insurance company of the accident?
When a car accident occurs, no one handles it the same way. There is always confusion and upset. People are injured, they are distraught, and they are worried about what happens next. Most people are unsure how to handle an accident. There are specific steps to take...
The driver of the other car doesn’t have insurance. What do I do?
Few things are more stressful than being involved in a car accident, especially when there are injuries sustained during the crash. Life feels as if it is falling apart around you when you’re involved in an accident regardless who is to blame for the issue. When this...
What If The Other Driver Had No (Or Too Little) Insurance Coverage?
Although automobile liability insurance is required across the country, there's nothing uniform about how much insurance we're required to have. For example, Minnesota requires its resident drivers to carry minimum liability insurance of $30,000 per person with a...
What can I do if the driver doesn’t have insurance?
The first step after getting in a car accident is to exchange insurance information with the other driver. But what do you do if the other driver does not have insurance? If you’ve been in an accident with a driver without insurance, you’re probably feeling at a loss....