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Insurance and self-driving cars: how will it work?

If you’ve been in a car accident, you know how frustrating it can be to deal with your insurance provider. You think they are going to be there to support you — but in most cases, they are doing everything they can to mitigate their liability. Sometimes it can feel as though they aren’t even on your side, even though you have loyally paid them for years on end to supply you with the coverage you think you deserve.

Car insurance is a tricky area, no matter the circumstances. Even the simplest of accidents can turn into a nightmare for the objective victim. Now, can you imagine what it will be like in a few years when people are driving autonomous vehicles around?

Autonomous vehicles are those self-driving cars you’ve probably heard about. Google is coming out with one in the near future, and the idea of self-driving cars seems to be a good idea upon first thought. But what about the liability implications of such a sweeping change to the motor vehicle industry? How will people who are hurt in car crashes be able to file civil lawsuit in the future when they are not in control of their vehicles — nor are the people who are presumably in the vehicles that hit those victims?

It’s going to be a complex world when autonomous vehicles become widely available, and when that day comes, people will be best served with a personal injury lawyer on their side should an accident occur.

Source: Insurance Journal, “The Insurance Implications of Google’s Self-Driving Car,” Eli Lehrer, Right Street Blog, May 28, 2014

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